If I could get by without them, I would.
PNC called me 56 times while in the hospital (8 times a day for a week). I lost count trying to count the second week. I came home to that dreaded light going off.
Fifth Third closed my account over $100. (But now they said I can re-open up my checking account.)
My Chase account got hacked and they in turned closed my account. To send me a letter a saying later saying hey it was a hack we welcome you back.
F*ck you all.
I will never forget how I felt right after coming home from the hospital unaware of my bank account activities (I checked everything before surgery and it was fine). I puked everywhere. I fainted. The best way I can describe it is feeling like you got hit by a train, shot, and stabbed at the same time. And sleeping for days straight not knowing where you are.
I will never complain about drinking Tequila shots again. The medicine I’m on makes me feel the most “drunk” I’ve ever felt in my life. (GEEZ DOCS HOW STRONG IS THIS HAHA). My main doctor told me since I’m small, you probably felt it more than most people. How comforting to know haha.
So for the gods and judgement kings and queens. I’m not driving while on this stuff. I either Uber, Lyft or take the bus around. Hell I’ll take the taxi around.
Being in the hospital and having medical issues has really shown me the cruel side of people and banks.
I might delete this from this post in a little bit. I haven’t posted anything about any of my hospital stays this year on Facebook for my friends to see. This was from March. I haven’t told most people because I didn’t want to worry the crap out of anyone. Unfortunately, if you don’t show a picture or two people don’t believe you. It sucks that it’s like that.
I’m not the kind to go “woe it’s me.” And post every painful detail, doctor, or testing visit to friends and random people alike to go “OMGGGGGGGGGGGGG ARE YOU OK?”
If you do that that’s your choice. Not quite my cup of tea.
However, I did write this post to say that the way the banks have been treating me throughout this year while having medical issues is horrible and cruel. The healing process in November has been a lot more stressful than I expected. I have posted love letters to food on Instagram to stay positive, and the second because for weeks I couldn’t eat normal food without feeling stabbing pains as the food went down.
I will not take for granted eating normally ever again.
F*ck being an actress, musician and entrepreneur for a second. I’m not that well known and the banks just see me as a “ordinary” person with no money (no I really don’t have Warren Buffet money).
Why Banks Are Cunning Con Artists (And Why I’m Thinking #TeamCreditUnion from this point forward)
- Big banks pay basically zero interest on checking accounts while often charging unconscionable and hidden fees.
- My surgery costs over $30,000 (yes the bill was sent to me). Are you really telling me that Fifth Third wanted to cut ties after $100? If St. Vincent can wait a few months for 30 grand, I’m sure Fifth Third can wait over $100.
- Overdraft fees are high. During the 80’s the decade of deregulation, banks were allowed to grow and add new services. They also found they could make huge amounts of money by charging customers for services they once got for free. The customer no longer mattered. The profit was now important. (Money, Money, Money, Money!) The banks are now a part of some blood sucking vampire tribe that feeds off your hard made money. So guess what. It benefits the banks to charge you overdraft fees. Because it’s making them money. In this Huffington Post, Your ATM And Overdraft Fees Made Big Banks $6 Billion Last Year, it mentioned that JPMorgan Chase, Bank of America and Wells Fargo amounted to $25 for every adult in the United States, according to a report by SNL Financial and CNNMoney. The average charge is $34.
- While taking heavy duty meds, I checked on my accounts a week after surgery while still in an “unmovable state”. I asked PNC to block these unauthorized payments. They said they did. A few weeks later? I found out that my account was charged again after they said they blocked it. Why would they block something that’s going to earn them money in the end?
- Minimum balance requirements. How many people do you know living paycheck to paycheck? According to Brookings Institution Research, 1/3 of Americans do. If finances are difficult for a person, that minimum balance fee is a friendly reminder that you don’t have a lot of money. It’s sucks that the institution that’s claiming that they are doing so much for you are the ones stiffing you for money with a “monthly” or “maintence” fee. They forget that if they didn’t have customers, they wouldn’t be in business.
- Poor Customer Service: At the time, Chase wouldn’t give me no explanation as to why my account closed. I went to the Chase on 2829 N Meridian St and the manager Jorge was very very rude! He snatched the card out of my hand and escorted me out of the bank like I committed a crime. I ended up asking my network of bank friends why wouldn’t no one give me a solution? When I called customer service, they kept repeating over and over that we don’t want to tell you what’s wrong. L
- ATM Fees: What about those ATMs that you see at the fairgrounds that I personally wouldn’t trust? This amount includes what banks charge their own customers for using another bank’s ATMs and what banks charge non-customers for using their ATMs.
I’m starting to hate Pay Pal too. F*ck you for all the unauthorized transactions on my account. Beside Stripe and Square, can anyone give me some recommendations?
My body might not be where I want it (they said it would be a while), but I’ve been using my fingers to provide content and be as positive as I can be! I’m not joking, I write love letters to food (or get some romantic poetry and post it with the food, which works just as good haha). I hate banks.
Hello! I’m Alesha! I’m a musician, actress, entrepreneur and writer and recent hospital patient (I still can’t believe that is real). Follow on Twitter. If you like what I’m writing, give me a heart and share! :) I like hearts. Let me know what you want me to write! Click here!